Instant Loans - Decision in minutes
Payday Loans Brokers
If you need instant cash loans paid into your bank account today, simply complete our short application form opposite. You will receive an instant online decision, and could get your cash TODAY!.
We deal with all the payday lenders, so you do not need to submit multiple applications to get the cash loan you need. Also because we have a direct link you get your decision instantly, while you are sat at your computer. Also in most cases there is no requirement for additional paperwork.
An instant cash loan is a small loan that is repaid in full on your next payday. You can borrow amounts from £50 to £1,000 with an instant online decision. Once the loan is approved your cash advance is paid straight into your bank account and you repay it in full when you get paid.
Instant Loans Charges
Most payday lenders charge a flat fee of around £14.50 for every £50 borrowed see illustration below: Your APR will be calculated for you according to the number of days before your loan is repaid. Some lenders may restrict you to £500 the first time you apply!
Representative APR 1737%
Based on a total loan of £750 for a period of 28 days at a fixed rate of £29 per £100 borrowed (which is a fixed annual interest rate of 348%), the total amount payable in one lump sum payment on your next pay day would be £967.50 and the representative APR would be 1737% APR.
However, because the APR is worked out over 12 months or more and the loan term is only 30 days at most, the use of an APR to compare rates is inaccurate. The actual interest you pay is 29% of what you borrow!
How do I qualify?
In order to qualify for one of our payday loans you will need to be at least 18 with a job that earns £750 or more per month. Your salary must be paid direct into your UK bank account which must have a debit card. You are required to provide a valid email address, landline and mobile number!
Payday Loans Application
How much would you like to borrow?
Quick Quote - Easy 60 Second Application Form
Quick Payout - Cash in your bank today
Welcome to Prism Finance
Friendly, Courteous Service - no upfront fee!
Let the payday loans experts help!
Instant Cash Loans From Payday Lenders
9:29 pm November 20, 2011
Payday Loans: An Easy Way to Fund Your Expenses
Nowadays, payday loans are considered as the most popular loan option for regular workers. For people whose paycheck falls short in meeting their regular monthly expenses, this loan type proves to be a boon.
7:48 pm November 7, 2011
Worry-Free Finance Using Payday Loans
The tight competition in the loan market has resulted in the wide array of loan options available for borrowers.
10:14 am October 17, 2011
Leading Factors Why Individuals Apply For Cash Advance Loans
Exactly why are a great number of individuals taking out cash advance loans lately? Men and women sign up for this kind of loan for all kinds of reasons with the most routinely employed reviewed below.
10:20 am September 23, 2011
Wage Advance Loan Kept The Cupboards Full
Money was tight, we had a family of four to feed and we were down to our last penny, my husband had at least two more weeks until pay day and the cupboards were empty.
8:36 pm September 8, 2011
Kids Were Ready To Go Back To School Thanks To A Wage Advance
I was a single mum working full time. Juggling three children, a home and work was tiring.